Ke li kokela mediko lomundilo nokufya  Natu aluleni eshito kembuwapalo – minista  Elelo laNgandjera la yambidida ovanafikola neembidja  Efimbo louhamba wUukwambi ola fika – epata  HentiesBay kuna kugava mavango gokutunga kovantu On the flip side, non-proportional cession takes place if the reinsurer only pays out if losses exceed a predet